3294 Gardenia Dr, Hernando Beach, FL 34607
For Sale $427,500
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Contact the Listing Agent directly:
Listing Agent: Sharie L. Oakland PA
Agent Phone:
352-596-9999
Agent Email:
sharieoakland@gmail.com
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PRICE IMPROVEMENT TO 427,500... TURNKEY WATERFRONT COTTAGE WITH SELLER PAID FIRST YEAR OF PRIMARY FLOOD INSURANCE! Opportunities like this don't come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To make the transition even easier, the seller is paying the buyer's first year of flood insurance, & there is a current quote for homeowners & wind insurance of approximately 2,805 per year, providing added peace of mind. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida's hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. At just 427,500, with the home being sold fully turnkey, the seller paying the first year of primary flood insurance & attractive insurance costs already quoted, this is an exceptional waterfront value that buyers won't want to miss.
Breakfast Bar
Ceiling Fan(s)
Open Floorplan
Split Bedrooms
Taxes: $5,071.09
Tax Year: 2025
Dock
Deck
Rear Porch
Dishwasher
Electric Range
Microwave
Refrigerator
Washer/Dryer Stacked
Water
Seawall
Waterfront Community
Indirect Gulf Access
Elementary School: Westside
Middle School: Fox Chapel
Junior High: Fox Chapel
High School: Weeki Wachee
Building Description: Stilt
Total Square Footage: 1,552
Total Rooms: 9
Water: Public
Construction: Frame
Date Listed: 2026-05-13 00:00:00
Furnished: Furnished
Parking: Attached, Garage
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air
Sewer: Public Sewer
Lot Desc.: Dead End Street
Parcel ID: R13 223 16 2350
Listing Courtesy Of: Remax Alliance Group
sharieoakland@gmail.com
PRICE IMPROVEMENT TO 427,500... TURNKEY WATERFRONT COTTAGE WITH SELLER PAID FIRST YEAR OF PRIMARY FLOOD INSURANCE! Opportunities like this don't come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To make the transition even easier, the seller is paying the buyer's first year of flood insurance, & there is a current quote for homeowners & wind insurance of approximately 2,805 per year, providing added peace of mind. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida's hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. At just 427,500, with the home being sold fully turnkey, the seller paying the first year of primary flood insurance & attractive insurance costs already quoted, this is an exceptional waterfront value that buyers won't want to miss.
Property Details
Price: $427,500
Bedrooms: 4
Bathrooms: 2
City: Hernando Beach
County: Hernando
Type: Single Family
Development: Hernando Beach
Subdivision: Hernando Beach Unit 12
Acres: 0.1700
Virtual Tour/Floorplan: View
Year Built: 1981
Listing Number: 2259366
Status Code: A-Active
Taxes: $5,071.09
Tax Year: 2025
Garage:
2
/
Y
Furnishings: Furnished
Interior Features:
Breakfast Bar
Ceiling Fan(s)
Open Floorplan
Split Bedrooms
Financial Information:
Taxes: $5,071.09
Tax Year: 2025
Exterior Features:
Dock
Deck
Rear Porch
Equipment:
Dishwasher
Electric Range
Microwave
Refrigerator
Washer/Dryer Stacked
View:
Water
Waterfront Description:
Seawall
Waterfront Community
Indirect Gulf Access
School Information:
Elementary School: Westside
Middle School: Fox Chapel
Junior High: Fox Chapel
High School: Weeki Wachee
Additional Information:
Building Description: Stilt
Total Square Footage: 1,552
Total Rooms: 9
Water: Public
Construction: Frame
Date Listed: 2026-05-13 00:00:00
Furnished: Furnished
Parking: Attached, Garage
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air
Sewer: Public Sewer
Lot Desc.: Dead End Street
Parcel ID: R13 223 16 2350
Map of 3294 Gardenia Dr, Hernando Beach, FL 34607
Listing Courtesy Of: Remax Alliance Group
sharieoakland@gmail.com
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