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Welcome to this spacious 2-BEDROOM, 2-BATH HOME WITH 1st level FLEX & GAME/ENTERTAINMENT SPACE, a 2-CAR GARAGE, and a desirable CUL-DE-SAC location. Situated on a corner lot with approximately 120 FEET OF CONCRETE SEAWALL AND A FLOATING DOCK, this home offers an exceptional waterfront setting and DIRECT GULF ACCESS in the heart of Hernando Beach. A covered entry welcomes you into a soaring foyer and bright main living area featuring VAULTED CEILINGS, laminate wood-look flooring and an abundance of windows. Pocketing 4-panel sliding glass doors open the living space to the SCREENED UPPER-LEVEL PORCH, creating a seamless indoor/outdoor living experience with beautiful water views. The family and dining areas flow into the beautifully UPDATED KITCHEN (2022) featuring quartz countertops, custom blue cabinetry with accent glass doors, quartz backsplash, under-cabinet lighting, stainless steel appliances and porcelain wood-look tile flooring. A charming kitchen nook surrounded by bay windows, custom lighting, plant shelves and a pantry closet completes this bright and inviting space. The spacious primary suite features a vaulted ceiling, French doors with built-in blinds leading to the screened porch and a walk-in closet. The primary bath offers a FLOOR-TO-CEILING CUSTOM TILE SHOWER, jetted garden/Jacuzzi tub and granite-topped vanity. The second bedroom also enjoys a water view, while the guest bath features a Corian counter top, vanity and custom floor-to-ceiling tiled shower. Laundry is conveniently located on the upper level. Downstairs expands the possibilities with an approximately 25' X 18' GAME/ENTERTAINMENT ROOM with sliding glass doors opening to a covered porch, plus an approximately 14' X 11' FLEX ROOM ideal for an office, hobby room, workout area or additional storage. Step outside and embrace the HERNANDO BEACH WATERFRONT LIFESTYLE with a spacious backyard, ABOVE-GROUND POOL, covered and screened outdoor spaces, approximately 120 FEET OF SEAWALL, floating dock and plenty of room for entertaining. Bring the boat, kayaks and paddleboards and take advantage of DIRECT GULF ACCESS, with the open Gulf just a short boat ride away. Hernando Beach is known for its laid-back coastal atmosphere, waterfront homes, canals, boating, fishing, kayaking, beautiful sunsets and easy access to the Gulf. Enjoy nearby HERNANDO BEACH BOAT RAMPS, MARINAS, WATERFRONT RESTAURANTS, BEACH ACCESS AND THE HERNANDO BEACH FLATS, a popular area for boating, fishing and enjoying the Nature Coast. Additional highlights include a 2-CAR GARAGE, 30-amp RV plug in the garage, newer front and back storm doors and a WATER SOFTENER SYSTEM INSTALLED IN 2019.Current insurance costs are approximately 1,486/YEAR FOR FLOOD INSURANCE, with a savings of approximately 4,771 dollars and and less than 3000 dollars FOR HOMEOWNERS INSURANCE. Enjoy NO HOA AND NO CDD, with SHORT-TERM RENTALS ALLOWED, offering flexibility as a full-time residence, vacation getaway or investment property. Shopping, medical facilities, entertainment and everyday conveniences are just a short drive away, with convenient access to US-19 and the Suncoast Parkway for travel toward Tampa, Brooksville and surrounding areas. COME LIVE THE HERNANDO BEACH LIFESTYLE--WHERE EVERY DAY FEELS LIKE A VACATION! THIS IS FLORIDA LIVING!
Property Details
Price: $610,000
Bedrooms: 2
Bathrooms: 2
City: Hernando Beach
County: Hernando
Type: Single Family
Development: Gulf Coast
Subdivision: Gulf Coast Ret Unit 4
Acres: 0.1700
Virtual Tour/Floorplan:
View
Year Built: 1992
Listing Number: 2260743
Status Code: A-Active
Taxes: $3,611.38
Tax Year: 2025
Garage:
2
/
Y
Furnishings: Unfurnished
Interior Features:
Breakfast Nook
Ceiling Fan(s)
Entrance Foyer
Open Floorplan
Pantry
Split Bedrooms
Primary Bathroom - Tub with Shower
Vaulted Ceiling(s)
Walk-In Closet(s)
Split Plan
Financial Information:
Taxes: $3,611.38
Tax Year: 2025
Exterior Features:
Balcony
Dock
Covered
Patio
Porch
Rear Porch
Screened
Equipment:
Dryer
Dishwasher
Electric Range
Microwave
Refrigerator
Washer
Water Softener Owned
View:
Canal
Water
Waterfront Description:
Canal Front
Navigable Water
Seawall
Waterfront Community
Direct Gulf Access
School Information:
Elementary School: Westside
Middle School: Fox Chapel
Junior High: Fox Chapel
High School: Weeki Wachee
Additional Information:
Building Description: Stilt
Total Square Footage: 1,389
Total Rooms: 4
Water: Public
Construction: Frame, Vinyl Siding
Date Listed: 2026-08-26 00:00:00
Pool: Y
Pool Description: Above Ground
Furnished: Unfurnished
Parking: Attached, Garage, Garage Door Opener
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Laminate, Tile
Roof: Shingle
Heating: Central
Cooling: Central Air
Laundry: In Unit, Upper Level
Sewer: Public Sewer
Lot Desc.: Cleared, Cul-De-Sac, Corner Lot
Parcel ID: R12 223 16 2010
Map of 4514 Neptune Dr, Hernando Beach, FL 34607
Listing Courtesy Of: Hill Point Realty Inc
sarahhill@sarahhillgroup.com